Listed below are my current credit cards:
- MBNA Smart Cash Card (MasterCard)
- 2% on Gas and Grocery Purchases (it went down from 3%)
- 1% on everything else
- Cash out at every $50 bucks
- Comments:
- I try to make sure all the gas and grocery spending is normally done on this card to maximize returns.
- President Choice MasterCard
- Earned 20,000 PC points, which
equals $20 in free groceries. Or redeem higher amounts in further
increments of 10,000 PC points (which is equivalent to a further $10 in
rewards).
- 10 points = 1 dollar spent => 1% back
- I would probably cancel this card soon!
- Capital One Aspire Cash (MasterCard) (this is no longer available, it's only 1%)
- 1.5% Cash back on everything
- The 0.5% bonus comes at the end of the year (anniversary of when you signed up) as a lump sum
- Cash out anytime
- Comments:
- This is my go to card for everything else other than gas and grocery
- Amazon.ca Visa Card
- Get a $20 Amazon.ca Gift Certificate instantly upon credit card approval
- Earn 2% cash back per $1 spent on Amazon.ca
- Earn 1% cash back per $1 spent everywhere else your card is accepted
- No Foreign Currency Transaction Fees
- No annual fee
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