Friday, January 15, 2016

Budget - Incomes and Expenses Categories

To help start my 2016 goal to understand where my spending is going in the previous years. I have build this initial list:


Income
  • Paycheck
  • Predictable bonus
  • Expense reimbursements
  • Investment
    • Rental income
    • Interest earned (on accounts, loans to others)
    • Dividends and capital gains
  • Misc.
    • Lottery / gambling winnings
    • Purchase refund

Expenses
  • Automobile
    • Gasoline
    • Maintenance
    • Registration fees
    • Auto loan payment
  • Bank Charges
    • Check orders
    • Service fees
    • Insufficient funds fee
    • Minimum balance fee
    • ATM fees
  • Charity
  • Childcare
    • Babysitting
    • Child support
  • Clothing
  • Credit Card Fees
    • Annual fee
    • Finance charge
    • Over the limit fee
    • Minimum usage fee
    • Cash advance fee
    • Late fee
    • Rewards programs
    • Monthly payment
  • Education
    • Tuition
    • Books
    • School supplies
    • Field trips
    • Misc. fees
    • Student loan payment
  • Events
    • Wedding
    • Moving
  • Food
    • Groceries
    • Dining out
    • Vending machines
    • Coffee house
  • Gifts
    • Birthday
    • Wedding / Wedding shower
    • Baby shower
    • Holiday
    • Anniversary
    • Just because
  • Healthcare
    • Dental
    • Vision
    • Physician
    • Hospital
    • Prescriptions
    • Over the counter medication
    • Vitamins
  • Household
    • Rent / Mortgage payment
    • Homeowner’s association dues
    • Furniture
    • Supplies
    • Decorating
    • Tools
    • Home maintenance and repair
    • Home improvement
  • Insurance
    • Automobile
    • Health
    • Life
    • Disability
    • Long term care
    • Roadside assistance
  • Job expenses
    • Reimbursed
    • Clothing
    • Professional dues
  • Leisure (daily / non-vacation)
    • Books
    • Magazines
    • Movie theater
    • Video rental / Pay per view
    • Sporting events
    • Sporting goods
  • Hobbies
    • Cultural events
    • CD’s
    • Video games
    • Toys
    • Tourist attractions
  • Loans
    • Loan Payment
    • Finance charge / Interest
    • Late fee
  • Pet Care
    • Food
    • Supplies
    • Veterinarian
  • Savings
    • Retirement
    • Investments
    • Emergency fund
    • Reserve funds
  • Taxes
    • Federal
    • Provincial
    • Local
  • Utilities
    • Water
    • Sewer
    • Electricity
    • Gas
    • Television
    • Telephone / Cell phone
    • Internet service
    • Garbage and recycling
  • Vacation
    • Day trips
    • Transportation
    • Lodging
    • Entertainment

Income

  • Paycheck
  • Predictable bonus
  • Expense reimbursements
  • Investment
    • Rental income
    • Interest earned (on accounts, loans to others)
    • Dividends and capital gains
  • Misc.
    • Lottery / gambling winnings
    • Federal / state / local tax refund
    • Purchase refund

Expenses

  • Automobile
    • Gasoline
    • Maintenance
    • Registration fees
    • Auto loan payment
  • Bank Charges
    • Check orders
    • Service fees
    • Insufficient funds fee
    • Minimum balance fee
    • ATM fees
  • Charity
  • Childcare
    • Babysitting
    • Child support
  • Clothing
  • Credit Card Fees
    • Annual fee
    • Finance charge
    • Over the limit fee
    • Minimum usage fee
    • Cash advance fee
    • Late fee
    • Rewards programs
    • Monthly payment
  • Education
    • Tuition
    • Books
    • School supplies
    • Field trips
    • Misc. fees
    • Student loan payment
  • Events
    • Wedding
    • Moving
  • Food
    • Groceries
    • Dining out
    • Vending machines
    • Coffee house
  • Gifts
    • Birthday
    • Wedding / Wedding shower
    • Baby shower
    • Holiday
    • Anniversary
    • Just because
  • Healthcare
    • Dental
    • Vision
    • Physician
    • Hospital
    • Prescriptions
    • Over the counter medication
    • Vitamins
  • Household
    • Rent / Mortgage payment
    • Homeowner’s association dues
    • Furniture
    • Supplies
    • Decorating
    • Tools
    • Home maintenance and repair
    • Home improvement
  • Insurance
    • Automobile
    • Health
    • Life
    • Disability
    • Long term care
    • Roadside assistance
  • Job expenses
    • Reimbursed
    • Clothing
    • Professional dues
  • Leisure (daily / non-vacation)
    • Books
    • Magazines
    • Movie theater
    • Video rental / Pay per view
    • Sporting events
    • Sporting goods
  • Hobbies
    • Cultural events (e.g. parades, carnivals, etc.)
    • CD’s
    • Video games
    • Toys
    • Tourist attractions (e.g. amusement parks, museums, zoos, etc.)
  • Loans
    • Loan Payment
    • Finance charge / Interest
    • Late fee
  • Pet Care
    • Food
    • Supplies
    • Veterinarian
  • Savings
    • Retirement
    • Investments
    • Emergency fund
    • Reserve funds (to set aside for planned expenses)
  • Taxes
    • Federal
    • State
    • Local
  • Utilities
    • Water
    • Sewer
    • Electricity
    • Gas
    • Television (e.g. cable, satellite, etc.)
    • Telephone / Cell phone
    • Internet service
    • Garbage and recycling
  • Vacation
    • Day trips
    • Transportation
    • Lodging
    • Entertainment
- See more at: http://thefinancegeek.com/budgeting/budgeting-categories/#sthash.qBMvrQdR.dpuf

Income

  • Paycheck
  • Predictable bonus
  • Expense reimbursements
  • Investment
    • Rental income
    • Interest earned (on accounts, loans to others)
    • Dividends and capital gains
  • Misc.
    • Lottery / gambling winnings
    • Federal / state / local tax refund
    • Purchase refund

Expenses

  • Automobile
    • Gasoline
    • Maintenance
    • Registration fees
    • Auto loan payment
  • Bank Charges
    • Check orders
    • Service fees
    • Insufficient funds fee
    • Minimum balance fee
    • ATM fees
  • Charity
  • Childcare
    • Babysitting
    • Child support
  • Clothing
  • Credit Card Fees
    • Annual fee
    • Finance charge
    • Over the limit fee
    • Minimum usage fee
    • Cash advance fee
    • Late fee
    • Rewards programs
    • Monthly payment
  • Education
    • Tuition
    • Books
    • School supplies
    • Field trips
    • Misc. fees
    • Student loan payment
  • Events
    • Wedding
    • Moving
  • Food
    • Groceries
    • Dining out
    • Vending machines
    • Coffee house
  • Gifts
    • Birthday
    • Wedding / Wedding shower
    • Baby shower
    • Holiday
    • Anniversary
    • Just because
  • Healthcare
    • Dental
    • Vision
    • Physician
    • Hospital
    • Prescriptions
    • Over the counter medication
    • Vitamins
  • Household
    • Rent / Mortgage payment
    • Homeowner’s association dues
    • Furniture
    • Supplies
    • Decorating
    • Tools
    • Home maintenance and repair
    • Home improvement
  • Insurance
    • Automobile
    • Health
    • Life
    • Disability
    • Long term care
    • Roadside assistance
  • Job expenses
    • Reimbursed
    • Clothing
    • Professional dues
  • Leisure (daily / non-vacation)
    • Books
    • Magazines
    • Movie theater
    • Video rental / Pay per view
    • Sporting events
    • Sporting goods
  • Hobbies
    • Cultural events (e.g. parades, carnivals, etc.)
    • CD’s
    • Video games
    • Toys
    • Tourist attractions (e.g. amusement parks, museums, zoos, etc.)
  • Loans
    • Loan Payment
    • Finance charge / Interest
    • Late fee
  • Pet Care
    • Food
    • Supplies
    • Veterinarian
  • Savings
    • Retirement
    • Investments
    • Emergency fund
    • Reserve funds (to set aside for planned expenses)
  • Taxes
    • Federal
    • State
    • Local
  • Utilities
    • Water
    • Sewer
    • Electricity
    • Gas
    • Television (e.g. cable, satellite, etc.)
    • Telephone / Cell phone
    • Internet service
    • Garbage and recycling
  • Vacation
    • Day trips
    • Transportation
    • Lodging
    • Entertainment
- See more at: http://thefinancegeek.com/budgeting/budgeting-categories/#sthash.qBMvrQdR.dpuf

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